help the government fight the funding of terrorism and money laundering
activities, the USA PATRIOT Act, a Federal law, requires all financial
institutions to obtain, verify, and record information that identifies
each person who opens an account, including business accounts.
What this means for you: When you open an account, we will ask you for your
name, address, date of birth and other information that will allow us
to identify you. We may also ask to see your driver's license or other
identifying documents. If you are opening an account on behalf of a
business entity, documents relating to the business may also be
You can use your computer system to create a file of Automated Clearing House (ACH) transactions. This software allows you to initiate electronic debits or credits right from your office. For example, if your company receives membership fees or issues automated payroll, this is the program for you. An internet connection is all you need for direct deposit of payroll, accounts receivable, accounts payable and transfers.