USA PATRIOT ACT

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act, a Federal law, requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including business accounts.

What this means for you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If you are opening an account on behalf of a business entity, documents relating to the business may also be requested.

Business Checking Accounts

Our variety of checking accounts gives you the options you need as well as the financial sophistication you desire.

Commercial Checking

  • $50.00 Minimum to Open
  • $8.00 Per Month
  • $ 0.35 Per Debit Item
  • Image Statements and Image Checks
  • Credit of $0 .20 for each $100.00 of average collected balance
  • No credit for average collected balance under $750.00

Non-Profit Organization

  • $2.50 Per Month Service Charge

SBA (Small Business Account)

  • $50.00 Minimum to Open
  • $10.00 Per Month
  • $0.50 per check over 50 per month
  • Image Statements and Image Checks

Image Statements and Image Checks -- Your monthly checking account statement includes our convenient "Image Checks". Your checks are laser printed on a page and arranged in numerical order.   "Image Checks" are considered valid proof of payment but if you need an actual size copy we can provide one for you quickly.

Overdraft Protection -- For your convenience you may arrange automatic transfer of funds from your regular savings or other accounts to your checking account which gives you overdraft protection and instant access to your savings through your checking account in an emergency.

Services are subject to New Mexico Gross Receipts Tax