Personal Savings

Insured and protected savings are important in today's economy. Consider setting aside a designated amount and watch your savings GROW!

Savings

  • $100.00 minimum balance to open
  • 6 withdrawals per calendar quarter ($1.35 per excess withdrawal)
  • Service charge of $5.00 per quarter if the average daily balance falls below $100.00
  • No minimum balance requirement for children under 18 or individuals over 50

NOW Accounts (Personal & Non-Personal) Based on Average Collected Balance

  • $2,500 and above -- Earns current FNB Now rate
  • $1,000-$2,499.99 -- $6.00 per month plus $ .30 per debit over 15 (No interest)
  • $0-$999.99 -- $11.00 per month plus $ .30 per debit over 15 (No interest)

Money Market Plus Account

  • Over $2,500 -- No monthly service charge /Earns current Money Market rate
  • $0 - $2,499.99 -- $9.00 per month /No interest
  • Limit of 6 checks per month, of which no more than 3 can be preauthorized drafts
  • $6.00 per excessive debit
  • Interest paid on daily collected balances
  • Interest paid will be based on the following balances:
    • $ 2,500- $9,999.99 --FNB Money Market rate
    • $10,000-$24,999.99 --FNB Money Market rate plus .10%
    • $25,000-$49,999.99 --FNB Money Market rate plus .20%
    • $50,000 and Over--FNB Money Market rate plus .30%

Other Investment Options

  • Certificates of Deposit
  • Individual Retirement Accounts (IRA)